While it’s important for seniors to remain connected, entertained and active through the use of technology, it is equally important for them to exercise caution and interest safety. None of us are exempt from Internet scams, but unfortunately, many scammers specifically target senior citizens. Senior citizens are often at an increased risk for Internet scams and fraud due to a variety of unique vulnerabilities. Lack of computer skills, limited Internet skills, and being more trusting and generous are just a few of the factors that put seniors at risk of falling victim to elaborate online scams.
Here are some helpful tips for ensuring you practice Internet Safety 101:
Keep your computer properly secured. Ensure you install reliable security software, set up automatic updates, turn on a firewall, and use secure passwords. You may need to hire a computer technician to get this setup, but exercise caution anytime you give access to your computer to an outside company. Ensure you choose a reputable company who is fully licensed and bonded. Beware of anyone who contacts you to inform you there is something wrong with your computer – even if they claim to work for Microsoft, Dell, Apple, or other common computer companies. NEVER give anyone remote access to your computer who has contacted you offering “help” or warning of a security breach; hang up your phone and take your computer to a reliable technician to have it looked at instead.
Don’t overshare. Social networking sites and sites who cater to older users are often targeted with quizzes and surveys that are in fact scams; these quizzes often ask invasive questions about private information such as health, wealth, assets, income, number of children, and family names. While some of these quizzes may not be scams it is best to exercise caution anytime you are dealing with the Internet and stray away from giving out any personal information about yourself or your family on an online quiz or survey.
Exercise caution with online dating. Online dating is becoming increasingly popular for senior citizens. Many seniors have lost their partner to death or divorce and may be lonely. Online dating is an excellent way to meet new people, and many people find success with it. Online dating is also an easy way for predators to find potential victims for their scams, most often with the goal to get money from them. Therefore, if engaging in online dating ensure you exercise some basic precautions: NEVER wire money or mail cash to someone you’ve met online – no matter what sob story they give you, if you decide to meet in person ensure you do so in a public place and also tell your loved ones when and where you will be meeting, never give out your address or personal phone number unless you have built a great rapport and are ready to take your online dating relationship to the next level with in-person dating.
Other Key Internet Safety Tips for Seniors:
- Don’t trust a link sent to you by someone you do not know, and DO NOT click on it.
- Never trust an email asking for account information or credit card information.
- If a deal is too good to be true, IT IS NOT TRUE!
- Never send money to another country, state, or a stranger.
- The best scams warn of fraud and offer to help save you from fraud. If you are concerned your computer, email, or online account has been compromised reach out to someone you find that is reputable – don’t trust someone who reaches out to you.
- If you did not enter the lottery or a sweepstake than you did not win a lottery or sweepstakes. Do not believe that if you give a little money to claim your prize you will get a lot of money back – true lottery winners do not need to pay anything up front to claim their winnings.